How to Save for Retirement While Paying Student Loans

The whole reason you go to college in the first place is to give yourself a better future. You have big dreams to work hard when you’re young and retire early and enjoy the rest of your life without stressing things like financial stability.

So you take a student loan, so sure you’ll get a perfect job after graduation and can pay it off again without losing.

Unfortunately, life is not always so tidy and now you find that you are one of 44.2 million people whose lives are held back by federal or private student loan loans.

And retirement is getting closer from day to day.

You have three obvious choices when considering how to deal with student loans vs. retirement – and for those who know doing your homework does not stop when you throw your graduation cap in the air, there is a fourth option to consider.

1. Loan now, retire later
For many, this is the best option. Sure, this will tie up the funds for now and now – something you really need to consider if the future holds a mortgage or pram. But if you can scrape it now, you might just come out on top in the future.

By focusing on repaying student loans as soon as possible, you’ll save a lot of money you pay, which often means meaningful change.

The weakness of this approach is obvious.

More often than not, a job with a perfect high salary does not fall out of the sky once you graduate. If you find yourself in a job to do right now while you’re out of college, chances are you do not have much money to put into your student loans.

Prioritizing paying off student loans will also tie up a lot of your money for the near future, let alone a longer future. Retirement is the last thing you have in mind and if you are not careful, it will sit behind the stove for too long.

2. Pension now with minimum loan repayment
Some people choose the opposite approach.

By prioritizing savings now, you have the comfort to know that you always have a safety net there when you need them.

However, you can not just ignore student loan payments. You still have the minimum payment you need to make each month.

Moreover, the longer you wait to deal with your student loans, the more you end up having to pay interest, making this option much more expensive in the long run.

3. A little of both
This is a middle ground and many people consider this a happy medium between two extremes.

You pay a little more than the minimum on your student loan each month and then put a little into savings for retirement.

In the end, you will pay a portion for the interest, but you will also have a healthy pension.

4. Forgiveness of the loan
Forgiveness of student loans is an option that no one realizes.

While this is not a free card that is not tied to a rope, as this may be a very viable option for you to see.

Some programs offer to forgive the entire loan amount, together with unpaid interest. Others work by forgiving the remaining balance of the loan at the end of the repayment period.

You know it’s important to pay off your debts and save for the future. Now you know your choice.

How to Create a Strong Promotion Strategy for Your Clothing Business

You have spent years producing the perfect clothing brand. After learning everything there is to know about fashion culture, you are ready to release your clothing brand to the world!

How exactly are you going to get people excited? It is estimated that 8 out of 10 businesses will eventually fold, you do not want to be another statistic.

That’s why it’s important to generate great fashion marketing promotions. By using the right tools, you’ll get words about your clothes and ask fans to shout for your stuff in no time!

Not sure where to start? Here’s a quick way that will help launch your promotional strategy with a few easy steps.

Understanding Ideal Customers
Before you can conquer the catwalk at Fashion Week, you have to understand who you are selling. Ultimately, your target audience will determine how and where you set up your marketing campaign.

For example, do you want to sell exclusively for business? Or maybe for the consumer? Maybe both? Make sure you have a clear understanding of your customer base.

Once you’ve completed the basics, it’s time to move on to the more complicated aspects of your promotional strategy: demographics.

Every business has a demographic. Those who tend to ignore the demos are the ones who tend to close their doors within a year. Do not make the same mistake.

Understand the following about your ideal customer:

Where are they live?
How much money do they make?
How old are they?
Where do they tend to shop?
What sites do they spend their time?
With this information, you can determine how to reach your audience.

Set Up a Great Looking Website
Currently, a business without a website may also not exist. Think about how you can utilize your site to truly meet your audience.

As a prime example, let’s take a look at Nicki’s website. Take a moment to browse the homepage. Some things will soon stand out.

For example, a rotating brand carousel lets you know what kind of clothing they sell. Furthermore, 3 big pictures (‘Girls’ ‘Boys’ ‘Babies’) tell you who they are selling their clothes.

Why is this feature important? Because it takes guessing from browsing. You do not have to wonder if Nicki has a favorite brand for your child – the info is all there.

Also, make sure you install a blog. You can use it to post content, but also advertise to your market. This is a win-win for your business and SEO!

Use Social Media in your Campaign Strategy
If you want to find your customer base, go where they are: social media. Millions of people use social media every day, so finding your customers is about a few things. First, join the public clothing group.

Be upfront about who you are and what you want to accomplish with your business. Contact in this group is really priceless.

You also want to make sure you engage with customers on a regular basis. Ask questions and be sure to respond when customers have their own questions. The more you respond, the more they will relate to you as a brand.

Final Thoughts Running a Promotion Strategy
Running your promotional campaign will not be easy or fast. This will require patience and a ton of learning. Be sure to follow the following tips and watch your analysis.

It’s okay if you need to make changes along the way! The important thing is you get yourself and your brand out there.

For better content, be sure to keep checking City Articles. Whether you need help learning about a website or want more marketing tips, we’re here to help your business grow.

Baggage in the middle of urban drama

Baggage in the middle of urban drama

The international luggage brand, the new Samsonite showroom in Amsterdam by the i29 interior architect is an intriguing take on the brand’s spatial identity …
Space is a new, recognizable and consistent urban reflection, the natural habitat of a suitcase or bag. Instantly inspiring and attracting diverse social groups and customer ages, the use of ancient symbols intuitively refers to travel and movement. Dynamic spaces resonate with young and fashionable to mature and classical, because effective universal brand communication is ingrained in global collective memory. Baggage in the middle of urban drama

Bold color schemes and black and white graphics communicate strongly, adding the essence of drama and intrigue, though not following a single style. Monochrome also offers a suitable base for any color or material of the products on display.

Angled graphical patterns and objects placed across the diagonal offer a strong sense of direction, as they maintain a dramatic language. Light rails, central floor units and perimeter units, all in a diagonal layout make the room look rotating and offer a touch to the eye. Customers can experience walking through explosive crossings, while multiple viewpoints and contrasting visuals provide surprise and excitement. Customers can explore Samsonite’s premium product line from Polypropylene luggage along an attractive curved wall, featuring multiple facets, when viewed from a variety of positions. Alternatively, one can walk through a series of open and closed display units, offering a dynamic view. Each structure represents the Samsonite sub-brand, each with its own presentation, but is part of the whole.

In addition, customers can discuss and negotiate in a sleek glass conference room, with minimal and elegant furniture that fits the store’s design philosophy. Baggage in the middle of urban drama

With a natural urban habitat for suitcases, bags and travel products, and a truly unique experience for customers

Site Construction Engineering: 5 First Blog Post Tips

No matter what industry you are in – having a blog on your site can help improve your prospects.

But what about keeping them? Contacting prospects in 5 minutes versus 30 minutes is shown to improve conversions. These nurtured prospects tend to spend 47% more than unpowered leads.

And what better way to bring leads to parenting than with blogging? Blogs have more than 434% of pages indexed on Google and other search engines. With so many pages in SERPs, you will definitely bring some hints.

But if you have not started a blog yet, you may be wondering what your first blog post looks like. Especially if you are in a field that does not write much, such as construction techniques.

So the following will help give you an idea of ​​how you should start your blog.

Posting Your First Blog Should Drive Traffic
From day one, you need to target not just a lot of traffic, but also the right traffic.

This means doing keyword research in the construction engineering industry. You need to rank for the right key phrase so that your audience can find posts in the SERPs.

Choose Magnetic Topics
It’s important to start something right. This means writing about topics your audience really cares about. Issuing a formality of introducing your company – that’s About About.

Instead, focus on starting your blog with the start of a series that will educate, inform and irritate your prospect’s interests. If you can add value at the gate, then you will get a lot more visitor loyalty.

Research Topics carefully
One thing you do not want to do is write the first blog post full of feathers. That’s not a good initial impression. Smart people and consistently surf the web for the most up-to-date and relevant content.

Whatever topic you decide to start, make sure you cover it extensively. If it’s too much information to get into the 1,000 to 2,500 word post, then consider breaking it into a series. Quality content is key.

Create Content Calendar
It’s very helpful to know what you will discuss in your first blog post, as well as the next blog post. Your focus should be to research the content and promote it from them once it is published.

Which brings us to the next tip.

Promote Until Painless
Do not expect your audience to find your blog posts as soon as you publish them. Or even months after that. If you are looking for quick results, then you need to seriously consider the winning digital marketing strategy.

This means using social media platforms, paid advertisements, and social ads to attract your target audience to your blog.

Get Help from a Digital Marketing Specialist
If you need help creating your blog content or promoting it, we encourage you to ask for help from a digital marketing professional.

Do not be afraid to hire someone or a company who can pick up where you are slack. If you are not great at writing, then hire some writers. If you are not great with social media marketing, look for social media managers.

Do whatever you can to help your blog and your income rise to new heights.

Welcome to Fall

Welcome to Fall

I have just spent a week in the White Mountains of New Hampshire. The foliage was just starting to turn into a wonderful koliascope of colors. Unseasonably warm then while there, we are now getting back to the usual temperatures of October. The gardens are wilting down, the skins on the tomatoes are thicker, canning and freezing are in full operation. Corn stalks are turning brown in the fields, and as the leaves die back, acres of bright orange pumpkins are evident against the backdrop of browning leaves. Sumacs along the edge of the swamps are bright red and are probably the earliest of the changing season.
The tree leaves, although still changing color here, are starting to drop. They go in stages. Most noticeable are the maples as they seem to go overnight. The oaks, that are most abundant in this area, go more slowly. Many do not lose all of their leaves over the fall but wait for spring and new growth. All I really know is that by Thanksgiving I will be knee deep in leaves and thanking God for leaf blowers.

 

Right now the houses on the street are slowly starting to sport scarecrows, orange lights, pumpkins, and corn stalks. Soon the neighborhood children will be buying and making costumes for trick-or-treating. I’m stocking up on candy bars as there will be about one hundred little ones knocking at my door. Some not so little ones, too. I chuckle at the less than one-year-olds that come in their parents’ arms, knowing full well that these babe-in-arms will get none of the bounties.

It is a wonderful time of year. With a chill in the air, it is a great time for walking and hiking. Despite a year with a heavy infestation of gypsy moths, the oak trees have put out an abundance of acorns. That means that with this bounty the squirrels will have been just as busy reproducing large litters. That may mean a problem for next year. If the season does not provide for the newcomers, then the population of squirrels will dwindle again. They come and go from year to year.

It’s the time of year that I start looking towards my own Halloween decorating. I don’t do a lot, but do enjoy carving pumpkins. Choosing from a collection of patterns that were collected over the years, I pick them based on available time and the effort required to do the work. There is a ghost that hangs from a tree to welcome the kids with a cackle. Using white paper bags and black silhouettes, luminaria lines the walk up to the front door. The advent of flickering battery operated lights take away the danger of flames in the pumpkins and luminaria. Other smaller lights and decorations are brought out of storage. The costume for the dog involves a bandana and motorcycle hat. My own costume comes from a collection in that same storage area and varies from year to year. With a motorcycle dog, then a motorcycle Mama may end up being the choice.

Not a big fan of roasted pumpkin seeds, when the guts are pulled from the pumpkins, I put the collection in a large shallow roasting pan. This pan is placed on a storage box on the deck just outside of the living room window. From my recliner, I am privy to a private show of the squirrels coming up to feed on them. It keeps them out of the bird feeders. The biggest male always stakes his claim on the pan of seeds, chasing away all others. Somehow that just doesn’t seem fair.

Planning to Build a Start Up Choosing the Right Business Partner

Planning to Build a Start Up Choosing the Right Business Partner

Find your business partner this way
Becoming an entrepreneur becomes an option for many people, because it is believed that this can be promised financial freedom as well as freedom of time with family. More and more employees flocked to resign from where they work to establish a new business with brilliant ideas.

But sometimes many people are too hasty to make a decision to establish a business, so eventually have to folded. According to research conducted by John L. Nesheim written in his book entitled High Tech Start Up The Complete Handbook for Successful Creating New High Tech Company, possibly only 6 out of 1 million ideas for high tech business that ultimately managed to go public.

In addition, there are various causes of start-up not last long one of which is wrong in choosing a business partner. Then how to find the right business partner?

Planning to Build a Start Up Choosing the Right Business Partner
1. Required Strong Chemistry

 

Having strong chemistry is usually necessary in choosing a life partner, as well as choosing a business partner. This does sound strange, but if in the beginning you do not click with your business partner candidate it will be difficult to proceed to the next stage.

2. Have a Vision of Mission in Line

 

Vision and mission is the forerunner of a start-up stand. Not just in business, all aspects of life require a clear mission vision. So choose a business partner who has a vision of mission in line with you, if the vision of your mission with the partner has been strong and complementary, your business will grow brilliantly.

3. See Track Record

 

Everyone has a track record whether it’s good or bad, and one way of identifying a person’s character is by looking at his track record. Not everyone who is bad in his past can not be good in the future, but if there are experienced and have a good track record why not chosen? Building a start-up requires a reliable and trustworthy partner that your business can grow exponentially.

4. Showing Commitment and Consistency

Planning to Build a Start Up Choosing the Right Business Partner

Try asking for help to your prospective business partner to help you complete the small project you are working on, before actually pioneering a joint venture. See how he works, if he shows his commitment and consistency do not hesitate to choose him as your partner.

5. Make the Black Rule Above White

 

Not enough just to see the track record and how it works? Make a letter of agreement and the rules that will be followed later in writing. Man is the wrong place, if you find your partner today is a person you really believe then suddenly in the end is not as expected, you will surely feel disappointed. To avoid the things that are not desirable then make a black rule on white is a must.

6. Shared Responsibility Should Be Clear

 

Sometimes in the beginning of building our business will be demanded for multi tasking. But even so you and your partners must know the boundaries in doing their respective tasks so that they will not collide with each other. Make the division of responsibilities clear and transparent so that work can be completed as quickly as possible.

7. Accepting Criticism

 

To build a solid business requires humility. You and your partner must discard each other’s ego and accept each other’s input. If you do not create these conditions then your business will not move forward. Try to see from various angles, then you will realize that criticism is something that builds.

8. Has a Working Ethic

 

A strong work ethic is needed for companies to foster high morale. If your partner has it, then keep it! Discipline in work is a good role model for all employees, if you and your partner apply high discipline then believe your business will grow with a structured.

Finding a business partner is not an easy thing but if you have run these ways then, congratulations! because you have

Private Excursions Falmouth Jamaica

Private Excursions Falmouth Jamaica

Evidently there are many great excursions in and around Falmouth Jamaica. Pre-booking your private shore excursions before arriving in Jamaica is the best option; careful planning allows for doing more and seeing more of the island within the limited time that will be spent on the beautiful island.

To experience the wealth of Jamaica’s history you will need to visit the Georgian Town of Falmouth with its interesting stories and exquisite architecture; they tell tales of the island evolution from its colonial past and its present progression into the paradise that it is today. The town has managed to preserve the ambiance of a European town, and for this reason it manages to create a serene feeling for those who visit.

This stunning town of Falmouth, boasting the exquisite European architecture is pleasing to the eye. For size, Falmouth is a small town, but is perfect as an entry point to the island. For this reason, the town is home to one of Royal Caribbean Cruise Line Ports. Situated on the northern coastline of Jamaica, Falmouth is between 30 and 60 minutes to some of the island’s best excursion sites.

Leaving from the Pier in Falmouth, the landscape will tell the story of the region’s colonial past; once being a major player in the sugar industry, the port that is now used by Royal Caribbean was once used as a commercial port where rum and sugar was shipped to Europe. The Hampden Plantation was where the sugar cane was grown and the sugar processed in the mills located on the property. Today, the site now houses the Hampden Rum Factory which offers tours of the facilities. It is a great experience for cruisers arriving at this port.

Rafting on the Martha Brae is another excursion that is very close to the Falmouth Port. It is a romantic experience for couples and is great for kids also. For older folks, this is a wonderful activity, making it a perfect choice for families. The rafts are handmade by locals; designed using the shoots of the bamboo plant. The Martha Brae River is tame body of water making raft rides down the river quite smooth and enjoyable. It doesn’t get better.

The town of Montego Bay is just a 30 minutes’ drive west of Falmouth. Being in this resort town you are guaranteed to have a great time. You have the choice of Great House Tours; either at Greenwood or Rose Hall for a peek into Jamaica’s past. The Rockland Bird Sanctuary affords a once in a lifetime experience to interact with some of the most gracious species of birds. There is golfing at one of the many courses; shopping for souvenirs, and a trip to the beach are just some of the activities in Montego Bay in which Cruisers arriving in Falmouth could indulge.

To the east of Falmouth there is the town of Ocho Rios, home to some of the best waterfalls in the world. The Dunn’s River Falls need no introduction; it is Jamaica’s premier tourist attractions featured in many travel magazines. It is 600 feet of gushing water, cascading down the rocks; great for climbing.

The Blue Hole Secret Falls is another waterfall in Ocho Rio; though not as popular as the Dunn’s River Falls most people think that it is a better experience. This is possibly because the Blue Hole Secret Falls offer ropes wings, cliff diving, jumping, swimming and cave exploration. Visitors report the thrill of the experience as being unforgettable. It one of the must do things in Jamaica whether you are staying in a hotel or as a Falmouth Cruise Excursions.

5 Ways to Know if HVAC Training is Right for You

 

If you are thinking of enrolling in a HVAC training school, you may be wondering if it is right for you. Here are 5 ways to know it’s the right choice.

The employment opening for HVAC technicians is expected to grow by 9% next year – which means attending a training school is the right choice to ensure you get a job from the gate.

1. You are Great at Time Management
In the HVAC field, you’ll handle multiple jobs at once, make calls left and right, and answer query requests and queries throughout the day.

Attending a training school will help you manage your time effectively, learn which jobs take the longest to complete, and will help you learn about opportunities to prioritize – but you also need to have these skills yourself.

2. You Have Mechanical Skills
Of course, your mechanical knowledge does not have to be perfect when you start at school, but you should be comfortable with the equipment.

Familiarize yourself with basic terminology, and look at shadowing an HVAC technician before you start a class to give you a leg.

3. You are physically strong
Sports classes are usually not part of the HVAC training school course list – but because you’ll pick up the heavy equipment, climb the stairs in the apartment, and bring your equipment around, make sure you take care of your body

Plus, as many HVAC technicians work on their own, there is not much help in heavy lifting – and with the long days it takes work, exercise builds stamina.

4. You are an Excellent Troubleshooter
Although the HVAC school training course will teach you the specific mechanisms on how to fix the problem, you should come to your first class with the attitude that can be done and the willingness to work until the job is finished – not when work hours say it’s time to go.

You should also be able to keep the head level in high stress situations. Doing so will help you to keep your head clear, making the solution to the task at hand easier to find.

You need to be creative, innovative, and leverage your industry knowledge to solve some of the more complex HVAC issues out there.

5. You are Great at Customer Service
At the training school, you will soon learn that not every job – or any client – is easy to do. Whether you work with a business or individual, think of every call you make as an opportunity to improve your reputation – and therefore, get a new client.

Want to Start a Car Rental Business Check Some Tips for Getting Rent Car

Want to Start a Car Rental Business Check Some Tips for Getting Rent Car

Can not be denied, the prospect of a car rental business is very tempting. The need for transportation facilities is increasing from year to year. In big cities a lot of new business actor popping up in this Car Rental business area. But many of the car rental business also fell one by one. Then, what do you need to know before running a car rental business?

Let’s see some of the tips below so you can have an overview and consideration before running a car rental business!

Want to Start a Car Rental Business Check Some Tips for Getting Rent Car
1. See the market behavior in your city

In every city has different market behavior. For example the city of Surabaya, more market behavior to the corporate sector. Because a lot of big companies are located there. Certainly very different from the city of  which is more focused to the tourism sector.

Here you should be able to see the market behavior in your city. Because of the behavior of these markets can be planned marketing strategies that are right on target. At the beginning, market research is needed. So your business trip will be focused on one mission that has been set.

Building a business requires time, energy, mind, capital, and strong intentions. So, for all these things are not wasted, there is nothing wrong if you do market research first.

2. Minimize the need for large capital

Want to Start a Car Rental Business Check Some Tips for Getting Rent Car

Capital has become a very important thing in the early establishment of car rental business. It is conceivable, to buy 1 unit of car cost 200M and above. Not yet other capital such as, operational capital, capital augmentation, and others.

We should be grateful, if there is no capital capital we still have capital intentions, time capital, energy capital, and capital courage. So, for business capital car rental business can we minimize with some of these ways.

1. For the availability of unit / fleet at the beginning of the business establishment, you can hold one of the major car rental in your city by offering cooperation unit. So, every customer who wants to rent your car can rent a car in your partner. Surely with a price below the market price. It is not easy to find a partner above, but still you need to try. Keep track of your track record, so your business partner will be more trust to cooperate with you.

2. Still in terms of fulfillment of unit / fleet needs. You can create a concept of cooperation, either with profit sharing system or with other systems. Offer relationships, friends, relatives, or other close people so they will work with you.  create a concept where mutual benefit between both parties, and not incriminate one party.

3. If you have enough funds, you can buy in cash or credit. Here we need to say, if you buy the unit on credit please consider carefully and calculate your car loan repayment amount. In the beginning of business establishment, we recommend using 2 ways above. If the average monthly profit figure already visible, then you can calculate if you want to buy your own car, of course as an asset of your company.

4. For other capital needs, minimize as much as possible and more focus on the marketing side. if necessary you can position as single fighter first. If the business has developed, please build a team with responsibility respectively.

3. Create a website as your rental car identity

 

In today’s modern era, the digital role is immense. The market prefers something simple, easy, and certainly cheap. Create a website where your potential customers can know where you are.

Lots of platforms you can use. Please search on google. There is a lot of information and guides to create a website. It can also minimize your marketing budget. May only require hosting & domain costs. Make it simple and friendly. So that prospective customers will be comfortable when viewing your car rental website.

4. Create a simple marketing strategy, to hook your prospect

 

Bussines Plan or commonly referred to as a marketing strategy is something that needs to be prepared in the early establishment of the business. After you do market research, of course you already understand your market needs. Please make a plan in marketing your car rental service. No need to make as detailed as possible, make it gradually. Create 1 plan, run it, and review the result. If you feel good please continue, if the result is bad just decline

A Barger’s Guide to the Canal du Nivernais

A Barger’s Guide to the Canal du Nivernais

Amongst the beautiful inland waterways of France, the Canal du Nivernais offers a scenic cruising route through the bucolic, history-laden landscape of Burgundy. Originally created as a feeder waterway along which to float firewood, today it has a very different incarnation as a popular route for the new breed of barge holidays in France.
A Working Waterway

 

The 174km-long Canal du Nivernais serves as part of the wider Bourbonnais and Bourgogne link between Paris and Lyon. It runs north-south between the basin of the Seine (at Paris) and the Saône and Rhône, almost parallel to the Yonne. Along the way it connects the Yonne with the Loire at Auxerre and Decize, respectively. Its strategic position was no accident and, in 1783, the French government commissioned its construction as a channel to transport the firewood so desperately needed by the freezing residents of Paris.

It was many more years before it reached completion (in 1843), but it then became a vital transportation hub for everything from wood and wine, to coal, stone and charcoal. The canal is fed by the Yonne and also from the north by another feeder canal leading from the Pannecière Reservoir, via the beautifully-constructed and much-admired Montreuillon aqueduct.

There are 122 locks and 23 dams along its length and in one section three tunnels have been hewn from solid rock to allow its passage. Travelling through the tunnels has been described as a silence so complete it is akin to “the silence of a sepulchre”. Despite the magnificent feat of engineering required to complete its course, many of the locks were constructed to what were deemed ‘sub-standard’ specifications. This meant that with a length of only 30m, some of them were unable to accommodate larger barges, leading to a decline in the waterway’s usefulness.

It wasn’t until the 1960s that the local authorities saw the potential of the Canal du Nivernais as a touristic attraction, and an extensive decade-long rehabilitation programme was implemented. The works provided facilities and mooring for private and commercial vessels along the route, which has enabled operators to include the canal on the itinerary of their barge holidays in France. A host of surrounding attractions can be enjoyed from the water and on shore-based excursions.

Attractions en Route One of the most popular attractions en route is the magnificent Saint-Germain Abbey, in Auxerre. Dating back more than a thousand years, the monastic complex contains a veritable treasure trove of history within its cloistered walls. Along with the oldest wall paintings in the country, archaeologists have unearthed a sarcophagus from the sixth century and the crypts, nave and tower of the abbey are almost completely intact.

Something a little more energetic that can be undertaken along the canal route at the lovely village of Merry-sur-Yonne is climbing at the famous landmark, Le Saussois. This imposing crag set against a highly picturesque backdrop is renowned as one of the most challenging climbing sites in the country, although there are plenty of pre-bolted areas for novices to cut their teeth as well.

With a reputation as one of the most interesting and enjoyable places for barge holidays in France, the history, engineering and scenery of the Canal du Nivernais serve as an important reminder of the past and a delightful insight into the present.