In modern times, credit cards are widely used by most of the world community. Credit cards now as valuable as cash that used to be stored in the wallet. That we are not wasteful use our credit card balance, let us see how the smart use of credit cards. Several smart ways to use a credit card balance that we are not quickly reduced, among others:
1. should we use our credit cards wisely. Wisely here mempuyai sense that we should use our credit cards as needed or can be called efficient. Avoid shopping for goods that are not dibituhkan.
We must prioritize the needs of your family and you. In this way, our credit card bill will not swell and will not interfere with our cash flow.
2. If we want to buy the things we need should we adjust the price of the goods with our financial capabilities. We must remember that credit card payment is only temporary.
The real means of payment is cash or cash. So when we are going to buy, we must remember that the price of the goods that we buy we have to adjust the balance or the amount of money we have to pay at the end of our credit card bills.
3. We can also make use of promo cards offered by the credibility of our credit card makers. This promotion is an opportunity for us to utilize the services provided by the promoter. There is no harm if we take advantage of the credit card promo with 0 percent interest mortgage and as long as you need the goods offered by piihak promoter.
4. Smart ways to use credit cards is to choose a credit card that provides a wide range of convenience for us. We should also choose a credit card that suits your lifestyle and hobbies.
5. We need to adjust the due date and the date of printing our credit card bills. If we are using our credit cards as means of payment, we need to take a credit card imprint date and due date of payment of credit card bills.
6. We must be wise in managing payments. Sometimes we run into a situation where we need a lot of credit card payments while the bill was too bloated so we do not enough money to pay the credit card bill.
We can mensiasatinya to pay credit card bills or make partial advance payment of credit card bills penudaan us. Therefore, choose yangmenyediakan bank credit cards with low interest rates so that you do not mind to pay credit card bills with high interest rates.